Key Financial Solutions
The Lighthouse
Unit 4 West Burrowfield
Welwyn Garden City
Hertfordshire
AL7 4TW
T: 01707 326123
 There are many forms of protection including Life assurance, Critical illness cover and Income protection some of which I will describe briefly below. Choosing the right one for you can depend upon a number of factors including tax, cost and the protection required. You can use the information on this site to gain a basic understanding of what is available however this information is only an overview. Only expert, independent advice following a full review of your circumstances will ensure you find a solution that provides peace of mind. Life assurance– Pays out either a lump sum or an income in the event of the death of the life insured. The benefit can be used to protect income, loved ones and businesses and, in certain circumstances, can be arranged in such a way as to minimise the effect of tax.Critical illness cover- Pays out a lump sum on the diagnosis of specified illnesses and it is normally used to cover a liability such as a mortgage or business loan.Income protection– Pays out a regular income after a deferment period in the event of you being unable to work due to accident or illness. This income will continue to be paid until you return back to work. Benefits are usually limited to around half of your income and paid directly to you with no deduction for tax.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Not all loans and buy to let mortgages are regulated by the Financial Services Authority.
Please note that the Financial Services Authority does not regulate all the services or products offered by our firm.
Key Financial Solutions is an appointed representative of Thinc Network Services Ltd which is authorised and regulated by the Financial Services Authority. Nick Lofthouse & Nigel Kern trading as Key Financial Solutions Copyright Capital Edge Ltd 2007
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